Frequently Asked Question's

You're in Contract, Now What?

Step by step video on what is next! Times have changed. Our industry is full of evolution. This video runs down the current loan process for MOST loans.

PROBLEM SOLVED - Self Employed?

Are you planning to pay taxes to qualify for a home loan? Before you do that, let's talk about the various loan types available.

Where is the market going?

One question I get asked ALL the time is where is the market heading?

The answer is that I actually do not know! But I will tell you that real estate is still hot. There are still multiple offers on properties. There are still people buying homes. It is still appreciating, even with rates in the 5's, 6's and 7's! Let's talk because now is as good a time as any to start investing in your future.

Do you HAVE to Run my Credit?

We start all of our home loan applications with a soft credit inquiry! No hard inquiry until you are ready to move forward.

Watch the video for the surprise ending!

YES, I have to run your credit.

We really cannot tell if you qualify without your credit report.

Typically you have 14-45 days to run your credit with multiple mortgage lenders when home shopping. Avoid credit hits from running credit on revolving, and or installment inquiries. Keep your credit card balances low and make sure your bills are all paid on time to keep your score high.

Special Topic: Divorce

Let's talk about your divorce and how it affects your home, and your home loan. Most importantly, are you going to qualify for a new home loan? What do you need to do to buy a home? Book your appointment today.

DTI Debt to Income Ratios

What is debt to income? How is this calculated?

The REAL Qualification Rules

Learn what this is all about! Why do they need to do a credit check? How long should I work my job before applying? Do I need my own down payment? Why should I meet with a loan officer?

What Is An Appraisal?

What do I do once I get into contract for a home? What does an appraisal do? What does an appraisal mean?

Still Don't Have Your Offer Accepted?

What is the one thing you can do today to strengthen your offers? How can you get noticed and stand out in a sea of buyers?

Crystal Schulz

Trusted Mortgage Advisor- NMLS #1469941

Rates, program terms, fees, and conditions are subject to change without notice. Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval.

Office Appointments available in Las Vegas, NV

All American Home Mortgage, LLC 8915 S. Pecos Road, Suite 17B Henderson, NV 89074

NMLS Consumer Access