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Frequently Asked Questions
Do you HAVE to Run my Credit?
Watch the video for the surprise ending!
YES, I have to run your credit.
We really cannot tell if you qualify without your credit report.
Typically you have 14-45 days to run your credit with multiple mortgage lenders when home shopping. Avoid credit hits from running credit on revolving, and or installment inquiries. Keep your credit card balances low and make sure your bills are all paid on time to keep your score high.
The REAL Qualification Rules
Learn what this is all about! Why do they need to do a credit check? How long should I work my job before applying? Do I need my own down payment? Why should I meet with a loan officer?
What Is An Appraisal?
What do I do once I get into contract for a home? What does an appraisal do? What does an appraisal mean?
Still Don't Have Your Offer Accepted?
What is the one thing you can do today to strengthen your offers? How can you get noticed and stand out in a sea of buyers?
Get In Touch
Giving Back
Copyright © 2021 Crystal Schulz Trusted Mortgage Advisor- NMLS #1469941 - RWM Home Loans. - Corporate Office 6236 Laredo St.
Las Vegas NV 89146 - (702) 575-2270 - Company NMLS: 79445 - All Rights Reserved. Equal Housing Lender.
Residential Wholesale Mortgage, Inc. DBA RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Rates, program terms, fees, and conditions are subject to change without notice. Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval.
Copyright 2021 Crystal Schulz
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