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Crystal Schulz 
Trusted Mortgage Advisor
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Crystal Schulz 
Trusted Mortgage Advisor

Signed in as:

filler@godaddy.com

  • Home
  • Events
  • Apply
  • Your Home Loan
  • Contact Us
  • About
    • FAQ's
    • Offices and Awards
    • About Crystal

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  • Bookings
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homeownership is the dream, YOU can make it a reality

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Services and Loan Types

PRE APPROVALS

FREE!!! First STOP is financing. I provide no-cost, no-obligation home loan consultations, 7 days a week with a 24-hour turn around time, and in most cases, less! We also have a 14-day guaranteed close when you have your file pre-underwritten with our team. Just apply now and we will get you set up for your pre-flight underwrite! While you shop for homes, your file will be underwritten and ready for a quick close, making your offer as competitive as cash! 

Apply Now

Self- Employed or Investing? SPECIALTY LOANS

Aside from offering all of the typical government backed qualified mortgages, I specialize in non-QM loans. This can mean if you are self-employed, I can help you if you have been denied elsewhere! If you have a large loan amount, I can help with JUMBO loans, even with as little as 10% down! If you have had credit events like bankruptcy, foreclosure, or short sales, a non-QM loan might be your solution. If you are an investor, we have investor non-QM loans that can help achieve your goals. If you don't fit into one of the typical loan boxes, I might have a solution with one of our specialty programs.

We also have unique loans for ITIN borrowers, Foreign Nationals and of course DACA!

First Time Buyers!

Everyone knows that as a first time home buyer you are eligible for special programs. What does that mean for you? 


Let's go over all the various loan programs available to you today. Click apply now to get started!


Featuring: FHA 100, FHA, Conforming 3% down Home Possible and Home Ready, Government and Private programs! 


BRAND NEW Credit as low as 600 can take advantage of 100% financing. 

NOW OFFERING: REVERSE for Purchase and Reverse Refi for those over 62

Every case is different and sometimes a reverse mortgage is the solution to your retirement needs. Lets talk about reverse for purchase. Imagine putting down your initial payment and never making a payment again? Imagine tapping into your hard earned equity and also, never making another payment! Reverse mortgages got a bad reputation but they are actually regulated by FHA and are of great benefit to most borrowers. 

CONVENTIONAL LOANS

Conventional home loans will help you to purchase your primary, second home or investment properties. You can put as little as 3% down as a first time home buyer and there are even special programs available for mortgage insurance. Second homes require 10% down and investment homes as little as 15% down. Anytime you put less than 20% down on a convectional loan, you will have mortgage insurance which is either paid upfront as a closing cost, or monthly. 

Let's talk today to see which loan works best for you.

FHA

  FHA loans are guaranteed by Federal Housing Administration (FHA) and are for your primary home. 3.5% is the minimum down payment on a FHA loan and when you put less than 10% down the mortgage insurance will stay on these loans their whole life. The FHA loan does come with a lower rate, higher debt to income allowance, and lower credit score minimums and requirements than conventional loans. FHA loans can be your best option for your primary residence! 


Ask about our special programs for lower credit scores or credit events. We also have access to special 100% FHA loans! 

VA LOANS

 We are your Las Vegas experts on VA mortgage loans. If this is your first use, you are moving and need to restore benefits, are being transferred, looking for a cash out refinance or an interest rate reduction refinance (IRRRL) we are your source. 

VA loans have NO LOAN LIMIT, no minimum credit score, no debt to income cap and are truly the best mortgage option out there. 

Please let us help you on your VA loan!


Cash Out Refinances up to 100% with a net tangible benefit!

100% financing up to $4 million. 

JUMBO LOANS

  Do you need a loan amount over $726,200?

I can help you with your low down payment, super high loan limit mortgage. If you are self employed and have been denied or under qualified in the past, lets talk today! I have access to many investors who want to lend you money. 

All Your Refinance Needs

Any refinance need you have, we can help! Call today for your rate and term refi, cash out, or an interest rate reduction VA loan (IRRRL). We are here with all the products on the market to help you finance your home. 

With today's interest rates increasing, it might seem counter intuitive to refinance. Let's take a look at your current situation during your free home loan check up and we can see what the best solution is!

Contact Us

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Better yet, see us in person!

We love our customers, so feel free to visit 

9-5, M-F or by appointment 

Pinnacle Lending Group, Inc.

6475 South Rainbow Boulevard, Las Vegas, Nevada 89113, United States

702-575-2270

Hours

Open today

07:00 am – 07:00 pm

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Copyright © 2023 Crystal Schulz Trusted Mortgage Advisor- NMLS #1469941 -  Pinnacle Lending Group, Inc. - LOCAL Las Vegas Office: 

6475 S. Rainbow #102 Las Vegas, NV 89118  (702) 575-2270 - 

Company NMLS: 344850 - All Rights Reserved.  Equal Housing Lender.   


Rates, program terms, fees, and conditions are subject to change without notice. Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval.


  

Corporate Address | 6475 S Rainbow Blvd Ste 102 | Las Vegas, NV 89118 | NMLS: 344850 | NV License: 2306

AZ Branch | 1490 S Price Rd Ste 316 | Chandler, AZ 85286 | NMLS: 1743000 | AZ Mortgage Banker Lic. # 0947873

CA Branch | 34700 Coast Hwy #302 | Capistrano Beach, CA 92624 | NMLS: 374818 | CADBO: 60DBO44053

Website: www.pinnacleloans.com

NMLS Consumer Access


Copyright 2023 Crystal Rose Schulz

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